Sky Auto Protection vs. Endurance: Which Vehicle Warranty Is Better? (2024 Comparison)
Introduction
Sky Auto Protection Choosing the right extended auto warranty can save you thousands in unexpected repair costs—but with so many providers, how do you pick the best one?
In this detailed 2024 comparison, we analyze two top competitors:
✅ Sky Autos Protection – Known for affordable plans and flexible terms
✅ Endurance – An industry leader with comprehensive coverage
We’ll break down:
✔ Coverage options & exclusions
✔ Pricing & deductible differences
✔ Customer service & claims process
✔ Real customer reviews
✔ Who each provider is best for
By the end, you’ll know exactly which warranty company offers better value for your car and budget.
1. Company Overview
Sky Auto Protection
- Sky Auto Protection
- Founded: 2015
- Coverage: 3 plans (Powertrain, Plus, Supreme)
- Best for: Budget-conscious drivers, older vehicles
- BBB Rating: B+ (3.5/5 stars from 200+ reviews)
Endurance
- Founded: 2006
- Coverage: 6 plans (from basic to exclusion-free)
- Best for: Newer cars, luxury vehicles, high-tech repairs
- BBB Rating: A+ (4.2/5 stars from 5,000+ reviews)
Key Difference: Endurance has more plan options and higher customer ratings, while Sky Autos Protection offers lower upfront costs.
2. Coverage Comparison
Feature Sky Auto Protection Endurance
Powertrain Coverage ✅ (Engine, transmission, drivetrain) ✅
Electrical Repairs ❌ (Only in Supreme plan) ✅ (All plans)
Hybrid/Electric Parts ❌ ✅ (Select plans)
Rental Car Reimbursement ❌ ✅ ($30–$50/day)
Roadside Assistance ✅ (Basic towing) ✅ (Unlimited tows)
Leak & Gasket Coverage ❌ ✅
Winner: Endurance covers more components (especially electronics) and includes perks like rental cars.
3. Pricing & Deductibles
Sky Auto Protection Costs
- Monthly: $50–$120 (depending on mileage/age)
- Deductible: $100–$200 per claim
- Term Lengths: 3–7 years
Endurance Costs
- Monthly: $80–$200 (higher for luxury cars)
- Deductible: $0–$200 (select plans have $0)
- Term Lengths: Up to 8 years/200,000 miles
Real-World Example:
- A 2018 Honda CR-V with 60K miles:
- Sky Auto Protection: ~$1,800 for 5 years
- Endurance: ~$2,400 for 5 years (but covers more)
Winner for Budget: Sky Auto Protection
Winner for Coverage: Endurance
4. Claims Process
Sky Auto Protection
- Step 1: Call claims hotline
- Step 2: Get approval (typically 24–48 hours)
- Step 3: Pay the deductible at the repair shop
- Complaints: Some customers report slow approvals for major repairs
Endurance
- Step 1: Visit any ASE-certified mechanic
- Step 2: Endurance pays shop directly (no upfront payment)
- Step 3: $0 deductible options available
- Advantage: Faster claims (same-day approvals common)
Winner: Endurance’s direct-pay system is more convenient.
5. Customer Reviews & Complaints
Sky Auto Protection
- 👍 Pros: Affordable, easy to cancel
- 👎 Cons: Limited repair network, slower claims
- Trustpilot: 3.8/5 (65% “Excellent”)
Endurance
- 👍 Pros: Covers high-tech parts, 24/7 support
- 👎 Cons: Pricier, long contracts
- Trustpilot: 4.5/5 (82% “Excellent”)
Notable Complaint:
- Sky Auto Protection denied a transmission claim for “pre-existing wear” (BBB review).
- Endurance customers praise hassle-free bumper-to-bumper claims.
6. Who Should Choose Which?
Pick Sky Auto Protection If:
- You drive an older car (>8 years)
- You want the cheapest monthly payment
- You’re comfortable with fewer coverage perks
Pick Endurance If:
- You own a newer or luxury vehicle
- You want comprehensive coverage (electronics, rentals)
- Do you prefer $0 deductible options
Final Verdict: Which Is Better?
🏆 Endurance wins overall for its:
✔ Broader coverage (especially for tech-heavy cars)
✔ Superior claims process
✔ Higher customer satisfaction
💡 Sky Auto Protection is best for drivers who:
✔ Need a low-cost warranty
✔ Have simple repair needs (engine/transmission only)
1. Which company offers better coverage for luxury cars: Sky Auto Protection or Endurance?
Answer:
Endurance is the clear winner for luxury vehicles. Their Highline plan covers:
- Advanced electronics (infotainment, sensors)
- Exotic car parts (available as add-ons)
- Higher claim limits (up to $15,000 per repair)
- Sky Auto Protection excludes most high-end components in their standard plans.
2. Can I use my mechanic with these warranties?
Answer:
- Endurance: Yes, at any ASE-certified shop (over 30,000 nationwide)
- Sky Auto Protection: Only at in-network garages (limited options)
- Key Tip: Endurance’s flexibility saves towing costs if your preferred shop is far away.
3. How do deductibles differ between these providers?
Answer:
Provider Deductible Options
Sky Auto Protection $100–$200 (all claims)
Endurance $0–$200 (Select plans offer $0 deductible)
Note: Endurance’s Secure plan has no deductible but costs ~$30/month extra.
4. Which warranty has faster claims approval?
Answer:
- Endurance: Same-day approvals for 89% of claims (per 2023 internal data)
- Sky Auto Protection: Takes 24–48 hours (longer for major repairs)
- Real Example: Endurance customers report transmissions replaced within 3 days vs. Sky’s 1–2 week average.
